Privacy Policy

Finance AI Clash Ltd. ("Finance AI Clash", "we", "us", "our") respects your privacy and is committed to protecting personal information in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and, where applicable, Alberta's Personal Information Protection Act (PIPA). This Privacy Policy explains what we collect, why we collect it, how we use and disclose it, and the choices available to individuals in Canada who interact with our website at financeaiclash.life and our vocational AI finance management training services.

1. Organization identity and contact

Data controller: Finance AI Clash Ltd., 10180 Jasper Avenue, Suite 210, Edmonton, AB T5J 1V9, Canada. Business number: 748291536 RC0001. General enquiries: [email protected]. Privacy-specific enquiries: [email protected]. Phone: +1 (780) 555-0743 (Mon–Fri 09:00–17:00 MT).

2. Scope

This policy applies to personal information collected through our website, enrolment forms, email correspondence, cohort delivery platforms, corporate training contracts, and in-studio interactions at our Edmonton training studio. It does not apply to third-party websites linked from our pages; review their policies separately.

3. Personal information we collect

Depending on your relationship with us, we may collect:

• Identity and contact data: name, email address, phone number, employer name, job title, mailing address, and billing address.
• Enrolment and delivery data: programme selections, attendance records, assignment submissions, portfolio proofs, facilitator feedback, certificate issuance details, and corporate purchase order references.
• Communication data: messages you send via contact forms, email, or support channels, including enquiry type selections.
• Technical data: IP address, browser type, device identifiers, pages viewed, and referral URLs collected through cookies and similar technologies where consent applies.
• Payment-related data: transaction references and invoicing details. Full payment card numbers are processed by our payment service provider; we do not store complete card data on our servers.

We do not intentionally collect sensitive personal information such as government identifiers, financial account numbers for advisory purposes, or health information. Do not submit live employer ledger data, confidential client records, or trade secrets through general contact forms — use agreed secure channels for corporate engagements.

4. Purposes of collection and use

We collect and use personal information for purposes that a reasonable person would consider appropriate in the circumstances, including:

• Responding to enquiries about AI finance management courses, lab registration, and corporate finance training.
• Processing enrolments, delivering cohort sessions, and issuing participation certificates.
• Customising corporate workshop scenarios within agreed scope.
• Administering billing, refunds, and contractual obligations.
• Maintaining studio safety, attendance records, and facilitator coordination.
• Improving website performance and content where analytics cookies are consented to.
• Complying with legal, tax, and regulatory requirements applicable to a registered training provider in Alberta and Canada.
• Protecting against fraud, abuse, and security incidents.

We will not use your personal information for incompatible purposes without obtaining additional consent except where permitted by law.

5. Legal bases and consent

Under PIPEDA, we rely primarily on meaningful consent — explicit for contact forms (consent_pipeda checkbox) and cookie categories beyond strictly necessary. For Alberta residents and employees of Alberta organizations, PIPA's accountability and purpose-limitation principles similarly require us to identify purposes before or at the time of collection.

You may withdraw consent for optional processing (such as marketing emails or analytics cookies) subject to legal or contractual restrictions. Withdrawal does not affect the lawfulness of processing before withdrawal. Some data must be retained for record-keeping even after you withdraw marketing consent.

6. Cookies and similar technologies

We use strictly necessary cookies for session integrity and consent storage (up to six months). Functional and analytics cookies are placed only after you accept them via our cookie banner or save customised preferences. See our Cookie Policy for category descriptions, retention periods, and opt-out instructions.

Disabling cookies in your browser may limit preference memory but will not block enrolment enquiries sent through our contact form, which relies on server-side processing rather than tracking cookies.

7. Disclosure to third parties

We may share personal information with:

• Service providers assisting with email delivery, video conferencing, learning platform hosting, payment processing, and website analytics — under contracts requiring appropriate safeguards.
• Professional advisers (legal, accounting) bound by confidentiality when necessary.
• Government authorities when required by valid legal process.
• Corporate clients who sponsor team enrolments — limited to attendance and completion reporting agreed in writing.

We do not sell personal information. We do not disclose learner portfolio content to other cohort members without anonymisation unless you present voluntarily in session.

8. Cross-border processing

Some subprocessors (for example email or video hosts) may process data in the United States or other jurisdictions. When information leaves Canada, it may be subject to foreign laws and lawful access requests. We assess vendor privacy practices and use contractual clauses requiring protection comparable to PIPEDA expectations. By enrolling or submitting a consented form, you acknowledge this risk for subprocessors we disclose in our vendor list upon request. Material subprocessor changes are noted in updates to this Privacy Policy.

9. Retention

We retain personal information only as long as necessary for identified purposes or as required by law. Typical retention: enquiry records three years; enrolment and certificate records seven years for tax and dispute limitation; cookie consent logs six months aligned with banner storage; server logs up to ninety days unless investigating security incidents. Anonymised aggregate analytics may be kept longer without identifying individuals.

10. Security safeguards

We implement administrative, technical, and physical measures appropriate to the sensitivity of information — access controls, encrypted transport (HTTPS), limited staff access on need-to-know basis, and secure handling procedures for Edmonton studio sign-in sheets. No method of transmission or storage is completely secure; report suspected incidents to [email protected] promptly.

11. Individual access, correction, and complaints

You may request access to personal information we hold about you and ask for correction of inaccuracies. Submit written requests to [email protected] with sufficient detail to verify identity. We respond within thirty days unless an extension is permitted under PIPEDA.

If you believe we handled your information improperly, contact us first. You may also lodge a complaint with the Office of the Privacy Commissioner of Canada (OPC) at priv.gc.ca. Alberta residents may contact the Office of the Information and Privacy Commissioner of Alberta regarding PIPA matters.

12. Children

Our vocational training is intended for adults eighteen years and older. We do not knowingly collect personal information from minors. Contact us to request deletion if you believe a minor submitted data.

13. Automated decision-making

We do not make enrolment or certification decisions solely through automated processing without human review. AI tools discussed in courses are educational examples; they do not evaluate your personal creditworthiness or investment suitability.

14. Changes to this policy

We may update this Privacy Policy to reflect operational, legal, or regulatory changes. Material updates will be posted on this page with a revised "Last updated" date. Continued use after posting constitutes notice of the update where consent is not required anew.

15. Marketing communications

With your separate consent where required, we may send programme announcements, cohort date reminders, or alumni forum invitations. You may unsubscribe from marketing emails via the link in each message or by writing to [email protected]. Transactional messages about enrolment, billing, or schedule changes are not marketing and may be sent as necessary to fulfil our contract with you.

16. Data breach notification

If we become aware of a breach involving personal information that creates a real risk of significant harm, we will notify affected individuals and regulators as required under PIPEDA and Alberta PIPA, document the incident, and take reasonable steps to reduce harm and prevent recurrence.

17. De-identification and research

We may use aggregated, de-identified cohort feedback to improve rubrics and scenario design. De-identified data cannot reasonably identify you. We do not sell de-identified data to third parties for unrelated profiling.

18. Third-party links and AI tool privacy

Our website links to external AI providers' privacy policies when discussing ChatGPT, Copilot, or Claude in educational content. Your use of those tools outside our sanitized scenario packs is governed by their terms. Do not upload personal information about colleagues or clients into third-party AI interfaces without authorization and a suitable data processing agreement.

19. Alberta PIPA supplement

For individuals whose personal information is collected in the course of commercial activity in Alberta — including many Edmonton studio attendees and Alberta employers — Alberta PIPA requires us to designate an individual accountable for compliance, identify purposes at collection, limit collection to what is reasonable, and provide access upon request. Our accountable contact is [email protected]. Where PIPA and PIPEDA overlap, we apply the standard that affords greater protection to the individual when differences arise.

Alberta employees whose employers enrol teams may have additional rights through their organization's privacy office. We cooperate with lawful employer directions when an organization pays for enrolment and owns the business relationship, while still honouring individual access requests that PIPA permits directly to us for information we hold.

Under PIPEDA Principle 8 and Alberta PIPA access rules, we respond to written individual access requests within thirty days and explain any lawful exceptions when disclosure is limited.

20. Change log

• 17 July 2026: Initial publication for financeaiclash.life launch — PIPEDA and Alberta PIPA framework, cookie cross-reference, cross-border note, breach and marketing sections.